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For banking check out https://plaid.com/

In some countries like the UK there are modern banks with APIs like Monzo or Starling Bank.

> an API for my bank

If you live in Europe, this will come later this year. Google 'psd2'.

PSD2 is bullshit.

We technically have it in the UK already. The problem is that it requires a bunch of certifications (equivalent of PCI-DSS) to get access, so while you can get big companies can get access, you still can't get a personal access token for your own account.