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I don't think I have a regret from buying my home, but I hate the mortgage process.

There should be no down payment requirement. There should be no PMI requirement. If you can prove you can pay rent for a couple years, there is no reason you shouldn't be able to get a loan for that same amount.

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Uh, what do you think a downpayment is? It's proof you can provide the money promised/you are responsible with money...

My financial history is proof I can provide the money and am responsible. I'd love to save more money, but this thing called life gets in the way.

Its a loan. What does it matter if I get a $250,000 or a $260,000 loan? I don't think its proof of anything. I think its sham by banks.

I can sort of see the point in the down payment thing but PMI can eat a bag of d*cks.

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