I have a couple of issues with your post.
> don't upkeep their own house or living quarters
I have done a staycation (and enjoyed it) and yes I keep my own house. I cooked the things I want to cook but don't normally have time/drive to do so, I did the things that I normally have to ration my time on (playing games/guitar, reading, outdoor walks). It was quite pleasant.
> If it doesn't make sense to you, you aren't going to the right places.
I completely disagree. I did a long weekend in an all inclusive resort similar to what you described on Antigua. I'll never do one again. (At least not with just two of us, maybe if I had children it would be different). I had no access to the things I love (you have to ration books, not bringing a guitar across the Atlantic). I found the whole "make friends with the people you're tipping to bring you drinks/food" thing very strange.
I would much rather stay with some people (recently usually AirBnbs in a room in the hosts homes), get some recommendations of places to eat/drink/see that they like to go to, and explore with my best friend/partner.
> If cost is an issue, I wouldn't have been planning a trip to begin with.
Cost isn't a binary thing. There are otions between spending a week in your house doing laundry and staying in an 800 dollar a night all inclusive hotel and 2000 dollars on flights. I can't afford to spend 10 nights in an all inclusive resort of that caliber while flying to the other side of the world in business class - does that mean I can't have an abroad trip?
I did a 4 day trip to Palma in Majorca last September. It was stunningly beautiful, the food was incredible and it was a wonderful trip. We spent 300 pounds on flights, about 50 pounds on transport (taxis/airport buses) while we were there, and maybe about 500 pounds while we were there. It was indulgent, and the entire trip was cheaper than 2 nights in an all inclusive resort. I know which I would do again.