For further detail of what exactly this guy was doing -- see this screenshot from the Exhibit(hat tip to tptacek):

http://www.ftc.gov/os/caselist/0723241/100420swishcmptexhibi...

I have a sharp eye, and even I missed the trick here at first glance which is to change the default option on signing up for the VISA pre-paid card.

If you look at section 5 in Exhibit D:

http://www.ftc.gov/os/caselist/0723241/100420swishcmptexhibi...

you will also notice that these guys were charging a startup fee of $55 for anyone who got these cards.

For Jason Strober to claim that"I had nothing to do with the advertising" when the sole purpose of his company was to run the above scammy, unethical, and deceptive practices would be laughable if so many people weren't hurt by him.