Let's ignore the fact that there simply aren't enough high paying positions for everyone that "tries hard enough".
Let's simply discuss why people might not always go for the highest paying job they could get.
What most people that aren't doing everything optimally to improve their situation is that they're succumbing to common human logical fallacies.
People don't see that there are jobs that can potentially lead them out of that class of salaries, not because they're lazy but because they're uninformed about these possibilities.
Or they might gauge that the small chance they have to get such a job isn't worth doing something they don't enjoy at all, and would rather survive doing something they find bearable.
For a lot of younger people however, things are even more depressing. A lot of the "lazy uneducated" workers you mentioned spent years getting a university education, up to the PhD level frequently, and they feel they're invested in a thing they might be good at or they might enjoy practicing.
Objectively, they should give it up. Subjectively, I can understand wanting to hold on to a small hope that you might eventually get to do the thing you enjoy doing for a living.
If I'm allowed to be frank I find the characterization "lazy" very offensive, despite not having been in their shoes, because I have countless peers that are in this exact situation.