Ripple could help me a lot but the last time I checked (around one year ago) their platform (Gatehub) was buggy. Plainly unusable. They are not friendly toward small amount testing (they charge your for creating the account and require a minimum balance)
It didn't help the bug debug text was unreadable and the platform way more complicated that the bitcoin blockchain. Steep learning curve.
Apart from that they have a solid offering. Basically, if two parties (exchanges, banks, etc...) support Ripple, you can move your currency (at least USD/EUR) in real time and for no cost.
I'll give a second try and see how they evolved.