It's a great surprise to realize you've been shooting HEIFs for months and then can't open them on your MBP because you're "only" on El Capitan.
I think someone mentioned before in this thread the syncing between Android and iPhone using Google Photos and finding the format incompatible on Android.
TRANSFER TO MAC OR PC - Automatic - Keep Originals
Automatically transfer photos and videos in a compatible format, or always transfer the original file without checking for compatibility.
tl-dr; you can set it to automatic and when you backup via itunes the images will be jpegs
Or use this free software