A /64 can't be subnetted any more (one host, NO VMs!).
A /60 can support one level of extra routing.
A /56 can support two levels of extra routing.
If you plan to run VMs on your laptop, you need a /60 on your laptop, which means you need a /56 from your ISP. If you want to keep everything nice and future proof, that is, if you want to fuck up with special configurations, you can use your /60 from your ISP, and give a /62 to your laptop, then each laptop can have 4 networks for VMs. But that is limiting and a PITA to set-up.