Thanks, and I agree, being able to gather some high level insights would be pretty interesting - perhaps something I can look into once the sample size is large enough.

Just in some of the initial feedback I've received it's been surprising to hear how passionate folks are about the different approaches - it is definitely not a one-size-fits-all type of situation. Ultimately folks should do what works best for them, my hope is the BudgetDuo will provide a bit of insight to help make some decisions.