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Comment by ocdtrekkie | Hacker News Reader

I would, in general, recommend cancelling Prime. You can get better deals often elsewhere, so you might as well remove the default-to-Amazon behavior Prime gives you. You can still order on Amazon with free shipping for orders over $25 anyways. And Walmart will do free two-day shipping for orders over $25, making Prime mostly useless. Add some ship to store options for Target and Best Buy... There's nice non-Prime options out there.

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You can do a search for "Is Prime Worth It" and there are a couple of journalist that break down average purchases vs using the free three day shipping. Unless you purchase a lot of things and use a lot of services (video/music streaming) it doesn't seem worth the price for the average consumer. Most people lose money on it, but they stay subscribed because they've had it for years.

Be honest.. although not always the cheapest.. Does anybody keep your credit card safer than Amazon online? And who wants to sign up for a new account with some random company. If the shit hits the fan, Amazon will cover me as a customer.

1. Amazon has a HUGE scamming problem right now. Fraudulent listed items are a big deal, combined with legitimate listings, so it's hard not to get suddenly overcharged or sold a cheap knockoff. Your credit card number might be safer, but your actual money probably isn't.

2. You're not responsible for fraudulent charges, so worrying about major retailers having your credit card number isn't really reasonable. I don't recommend saving your credit card in any store website. Enter it each time so they can't store it.

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