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Medical expenses are going up much faster than inflation. At least 4% annually I think. Maybe as much as 6-8% on average since 2013? I see varying figures, but definitely not 0-2%.

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Average increases in nationwide medical expenses and inflations' effect on the average household are completely separate issues because the sickest 5 percent of the population consume 50 percent of total health care costs. The healthiest 50 percent only consume 3 percent of the nation's health care costs.

Source: https://www.thebalance.com/causes-of-rising-healthcare-costs...

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