Last I checked, neither Plaid nor the banks provide an OAuth login option. You're still giving away your bank credentials to the 3rd party app.
You're still providing your cleartext credentials to Plaid, their product is coalescing this work behind a nice API.
From my understanding YNAB at least is already using Plaid - every service I've used that uses Plaid still needs username/password for the financial institution.
Speaking of Mint, has anyone else found it super buggy and unreliable? All of my accounts seem to have incorrect numbers more often than not.
It's been very accurate for me and I have about 10 accounts connected with 6-7 institutions.
And you're Canadian?
I'm Canadian, and I have found it to be fairly reliable with several accounts from different parties. It gets mixed up when I buy something with PayPal in USD, it says I have paid both the US amount, and the Canadian equivalent. And it's categories aren't the smartest, but aside from that, everything works as expected.
Ah sorry. No, I am in US.
If they are willing to pay for Plaid's API, I don't see why not!