So the solution to a problem of unaffordability is to have Uncle Sam pay for it and take it out of the tax payer's pocket? That lady couldn't pay for her expensive education, so I should?

Since I graduated 15 years ago, the public University I went to has increased costs significantly and massively improved student amenities. Baristas and rock climbing walls and whatnot. Why? It improves rankings and people will still pay for it, subsidized by student debt. If, say, people actually had to be able to afford the bill, I bet all the expensive nonsense and massive staff beuracracy would shrink in no time and the schools would go back to costs being classrooms and books.