If she goes in at 18 after high school, she can earn a degree in 2.5 years at night in the Air Force. After her first 4 years she can choose to get out, with a degree, zero debt, life and work experience. If she so chooses, she can opt to go to Officer Candidate School (13 weeks in Alabama) and emerge 3 months later effectively doubling her income, all the while not paying for medical, dental, housing. If she marries another officer and they do 20 years to retirement, she will be 39, young enough to start a second career and enjoy her AF retirement, second career retirement, and maybe, if she's blessed, SS. More kids should go military. I did, and I had my college paid for and I pay nothing down for houses, get my closing costs paid, no PMI, get treated a little better because of my veteran status. It's a great gig for kids.