To extrapolate to a rural/urban divide, the number of times I've lost power and the average length of that loss is massively lower in the city that I now live in vs. the country farmstead I grew up on, both within 100 miles of one another. Similarly, the number of times I've been unwilling to leave my house because of a major snow event or the like is much lower in the city than it was back home because the speed of road clearing is much much higher here. These sorts of infrastructure things build into the heuristic that produces "trust in the system" in a person, and the likelihood that you'll prep for a week without power or three days snowed in. Once you've prepped for that, prepping a little more is easier because you're already storing extra food and toilet paper, keeping a generator on hand to keep the well running since you're not on municipal water or sewer, etc... It all adds up to different populations feeling very differently about how sane/necessary this activity is.