That's why it's called a shadow profile.
That's why it's called a shadow profile.
https://files.consumerfinance.gov/f/201604_cfpb_list-of-cons...
... but I think you answered the relevant question, which is that you consider opt-in to having your behavior tracked (even when that behavior interacts with third parties, e.g. visiting someone's website or buying a product from someone's company) morally key. I think the CFPB document I linked above indicates that this is not a universally-accepted principle.
That is incorrect. Credit agencies create shadow profiles too, they call them 'thin files'. I have had to code around those situations.
Like Facebook they suck-up every scrap of data they can get from their sources. They absolutely do not throw away any of it just because you don't have a credit card ( else they'd omit half of Europe ).
Using data about a user with their consent seems perfectly fine. The fiction where this consent can be granted in perpetuity is not.
Not only that, but I think there is considerable trouble in interpreting consent when users cannot demonstrate or articulate a thorough understanding of exactly what such consent and data usage entails.