You're correct, I didn't choose the right word. I usually will wait for the rain to stop, but I also do ride in the rain. I prefer most rain to the bus. I have chosen the bus a few times over cycling over the past 5 years, but only when the rain was particularly bad.
In my case, taking the bus is a good 15-20 minutes slower than biking, so by the time I'm looking at rain and having second thoughts, I'm usually too late to catch a bus and be at work on time. Very effective!