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Comment by telesilla | Hacker News Reader

Safety Wing caught my eye (https://www.safetywing.com), but I've been using the same provider for years and would be hesitant to switch for only $30 extra a month, then worry I'd be getting lesser coverage. Does anyone have any experience with Safety Wing, or comments? Reading the coverage document is one of those things I think you need a medical or law degree for..

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Same thing, it seems it would be simpler for me than using WorldNomads. I don't really know where I'll be next more than a 2-3 weeks ahead, and every time I finalize my next couple legs and head somewhere new, I need to apply for a new policy with WorldNomads. Also WorldNomads can be pretty expensive, sometimes it's a bit of a turn off. But I sort of trust that they'll cover me since they cater to "extreme" activities, so I still go with them.

Wondering what sort of coverage SafetyWing will do and their policy is way too long and opaque for me to make sense of. If they could have something that's like "You can go canyoneering/scuba diving/mountain biking" like WorldNomads does, and add to this "anywhere in the world with a subscription and we'll cover you for x$/month", I'd be sold. Even if it's the same price as WorldNomads in the end, just for the convenience.

Follow up: since it seems to be rather cheap and why not try it? I'm trying to sign up and the password policy is a bit scary/suggests that the passwords are not stored properly:

    Password contains invalid characters (^, {, >, ?, >, ;)

Something that should be addressed I think. Devil's in the detail and this makes me wonder how my data will be secured on your servers.

[edit] well after sign up, it seems there's no way to get coverage and maybe the product isn't yet working. I guess this is really early days. =P

I also use WorldNomads, they've had my back in the past when I've needed them and they are more affordable compared to local insurers in my country. Trust is more important to me than money when it comes to travelling to difficult places, or maybe needing health care in the U.S. If they can work to make it clearer why their offer is more affordable without losing critical coverage I'll give it a try next time I'm in Europe, maybe.

Looking at the policy doc (https://www.safetywing.com/documents/safety-wing-specimen-po...), it looks like scuba diving is covered as long as you are PADI or NAUI certified and not cave diving.

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