No I don't agree with any of them, it was not money hording massive organizations that built the engine of ingenuity that made America what it was. It was the upstarts, the scrappy guys in their garage, The Wright brother on a hill, United did not build the airline industry the guys that dared to dream did. Those are the people that create true wealth.
The carpetbaggers come later and try to convince you that their money hoarding (off another persons idea) is good for you. It is not, I don't understand why people allow their mind to be contorted by the "studied" on this subject. Those at the top have a vested interest in perpetuating these theories in economics. I am a die hard capitalist so long as it advances the human race, but what we have is insane. It does nothing to reward human progress. This is slash and burn capitalism.
#1 is a fiat.
#2 is horrible as the capital is not being used.
#3 is a fallacy, companies do not have to survive for individual survival. This thinking is what props up dead companies for years after their usefulness has waned. It is also what corporate leaders use as scare tactics to extort bail out funds. Capital will always divert to successful companies who then ramp up production. What we have now is the elimination of the butcher, baker and candlestick maker due to walking dead monolithic companies. If those where allowed to rightfully die you would see the return of the butcher, baker, and candlestick maker (metaphorically), as people stopped looking to corporations to be their new Mamas.