Some of us may be too damn bold for our own good.
Starting a software business really isn't logical, except maybe for someone young with nothing to lose and nothing better to do.
In my case, if I took all the hours I put into my own products and multiplied that by what I could have billed someone else (or even earned as an employee), well let's just say, "I don't want to know." The opportunity cost is staggering (not to mention time away from family and friends). Many of us could easily have put 7 figure sweat equity into our startups. Money that was never earned and may still never be seen.
Forget about angels and VCs - if what we entrepreneurs are already doing isn't bold, I don't know what is.