I, personally (for example), would not generally assume neuroticism is associated with risk-aversion. In my experience risk aversion (or tolerance) tends to be completely decoupled from other traits.
I’m not saying you’re wrong, and it would equally be a fallacy to believe my anecdotal experience is anything more than an anecdote, but just be careful jumping to conclusions.
[1] The big 5 personality trait, not to be confused with neuroses.
I wouldn't even say that risk aversion is a one-dimensional thing.
Anecdata: me and my SO have complementary risk tolerance patterns. She avoids financial/material risks but is happy to put herself in, let's say, interesting social situations, while I, conversely, am able to spend money to the point where I'm "running on fumes"(if I believe there's a good reason to do that), but avoid any situations where I would risk making somebody upset, even if they should be confronted.
Somewhere an aboriginal Australian is sighing at you. A bunch of Israelis and Greeke are pretty annoyed too. China and India won’t be thrilled at your comment either.