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> Being a retail customer on Wall Street is a fool's game

There are time periods [1] and strategies [2] in which individuals outperform. (That said, most people should just track the marker.)

Your first link is broken. I think maybe you meant this?

(there was an extra 'Q' at the end)

I'm interested in your first link but it seems down (404). Would you happen to have an alternative, or just post the title?