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And paying on a mortgage yields a house you can live in. Paying on a student loan yields an ongoing exploitation of older generations on younger generations.

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Retired people no longer produce anything but they still consume nearly as much. The exploitation of the young by the old is the bedrock of civilization, we only ever fight about best ways of doing it.

Children don't produce anything but consume nearly as much.

The exploitation of the old by the young is the bedrock of civilization. An "old person" invented the computer you post to HN on.

True but this is the first generation where the young people have to pay up front just for the opportunity to work to pay for the old.

one could say the same about housing

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