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That's easy, if you're single. But "renting just a room" isn't really an option for couples, or families.

That said, if you're moving to the Bay Area for a job, you need to take into account that six figures here is not the same as six figures anywhere else.

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When my wife and I first moved out here, we rented a master bath/master bed starting in January, we hard our son in July, and moved out in January. So it is an option, just not one a lot of people want to take. Then again, my wife and I want to be retired in <15 years so we are making decisions others would not.

It's one thing to do it for 6 months with a newborn that can't leave their crib (although even that's challenging). It's another to do it with one or two kids that have learned to walk.

Agreed. But there also a bit of personal responsibility if you have two kids and cannot afford to house them.

How did the roomates handle the newborn? Or was the noise dampened/not an issue?

They were okay with it. One was a heavy sleeper the others were far enough away that it was dampened.

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