Our culture is what's broken. No longer do we think about doing the right thing or helping others, we think about winning. We no longer consider debate and discourse signs of humanity and intelligence and civilization.
Example: The U.S. has a culture of "horse-race" politics and "winning". This may be traced to the two-party political system, which may be traced to "first past the post" voting rather than proportional representation. If we had started with a different political system, likely the current culture would be totally different.
To change the system, we have to change the culture and values. But to change the culture and values, we need a system that encourages us to do so.
If you think you can win while doing the right thing and helping others, you’re good. Just do it.
If you think doing the right thing will cause you to lose, go into R&D mode and find a more creative strategy where you can win without hurting people. That’s the time to get ahead of the scam.