I'm not a particular optimist about AI, but I think your cynical take doesn't account enough for the potential changes in mindset and policy that could occur by the time an autonomous car can take full blame for a big disaster.
First of all, that incident will likely have been preceded by years of semi-autonmous driving becoming more and more mainstream, which means there will be more incidents similar to the Tesla autopilot fatality a couple years ago. And as we've seen, Tesla was unpunished in the NTSB's report, and self-driving investment continued unabated, so there's reason to believe that future fatalities won't cause major outrage because the public will have found ways to rationalize it.
Five to 10 years of mainstream semi-autonomous driving may be enough to do 2 things:
- Strongly reduce the demand for people to learn how to drive themselves, or want to drive at all (especially among the senior-age population). Keep in mind that trustworthy semi/mostly-autonomous driving will likely make Uber/Lyft even more day-to-day afforadable.
- Strongly increase people's comfort with AI and robotics. Sure, AI already has huge impact and influence on society. But not in the day-to-day tangibility that comes with confidently trusting your daily drive to AI. Society's appreciation (and/or complacency) toward AI will likely be at a much higher level by the time fully-auto cars become mainstream.
So when that AI-instigated-driving-disaster finally happens, you have a status quo that's generally favorable toward AI, including the passage of laws that make road conditions more favorable toward AI, both in reducing operational hazards and in mitigating legal culpability. Finally, you have a society far more dependent on self-driving cars -- you really think the millions of people who are 90 to 100% dependent on AI-personal-transportation are going to give up their livelihoods (nevermind their investments in the actual hardware) because of one big wreck?
I'm too cynical to think that society will become more intellectual and rational about things. But I believe that when fully-auto cars are approved, there will be too much acceptance/complacancy for outrage to cause the industry to roll back.
I agree that there will be lot of butt-covering between all the stakeholders when this fatal accident happens -- but I argue that there will be plenty of butt-covering well before this kind of situation.