The transfer of wealth through generations is wealth that is still held in family name until the time that it is given to the child. The child still starts with none. Ownership is not automatic in our society. It has to be transferred.
I don't think the distinction of "babies have $0" is relevant when considering all the other potential advantages. What are you getting at with that claim? I don't think it's particularly clear, judging by the other replies.
It’s crazy how many think they have a monopoly on intelligence by virtue of being able to tell the machine what to do.
A logical statement in isolation is seen as sufficient to win arguments (like “babies have no money at birth”).
Wow, thanks Socrates, now I see the light. The scales have fallen from my eyes.