Don't know much about Ripple...
* "1.1.4 Decentralization"
Ripple controls what nodes are used on their network (validators). Can you run a validator? Sure, but note that Ripple, and thus the network, aren't going to use it anyway [validator]:
> At present, Ripple (the company) cannot recommend any validators aside from the 5 core validators run by Ripple
As I mentioned in another comment tree, this is a distributed network, not a decentralized one.
[validator]: https://ripple.com/build/rippled-setup/
[registry]: https://ripple.com/dev-blog/validator-registry/
* "6.1.2 Token Utility"
XRP current has no useful use cases. Institutions experimenting with Ripple are not using the public network but their own private RippleNet, which does not use XRP tokens [ripplenet].
[ripplenet]: https://ripple.com/files/ripplenet_brochure.pdf
* "6.2.3 Team Ownership: The team stake retained by the team is a minority scale."
Currently, 38 of the 100 billion total XRP is in circulation [marketcap]. The developers were "gifted" 80% of all XRP upon its creation [distribution]. Ripple and its owners still hold the majority of all XRP.
[marketcap]: https://coinmarketcap.com/currencies/ripple/
[distribution]: https://web.archive.org/web/20150806120942/https://www.rippl...