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I'd say that's the best to buy a lambo.

especially on credit

Someone I know was in such a situation. He bought or leased (I don't remember) a nice car a week before he passed.

The payments got passed on to his children, who didn't want to deal with that in the wake of their dad's death.

Why not? What would they be saving their money for?

Doesn’t matter. If you’re going to die soon, get a lease. Fill the car up with the remaining dollars.