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I'd say that's the best to buy a lambo.

especially on credit

Why not? What would they be saving their money for?

Doesn’t matter. If you’re going to die soon, get a lease. Fill the car up with the remaining dollars.

Someone I know was in such a situation. He bought or leased (I don't remember) a nice car a week before he passed.

The payments got passed on to his children, who didn't want to deal with that in the wake of their dad's death.