Capital costs may not be trivial if you factor in food required for brainpower.
Comparing capital cost between the two is also fun. Creating a literate person who can perform arithmetic certainly requires more resources than creating a person who can "merely" pedal a bicycle. There's a lot of embodied energy in a person's education, and the cost reflects that.
I guess the right comparison would be how much it would cost to produce another human capable of doing the SHA-256 hash by hand rather than the "fuel" to sustain it.