I don't know how the rest of the country (and world) is but anecdotally in New England the tolls are almost entirely electronic.

Some (most?) exits don't even have manual tolls at all, you have to go to the website and pay within 7 days if you go through one without the transponder.

Getting pulled over by an officer should (hopefully) be infrequent enough where getting out of the vehicle is not a big deal. Although, I know police officers get very nervous if you motion to get out of your vehicle (understandably) so some communication is in order.