Also quite apart from fraud there are peversely generous incentives for people not to work, and thus we end up with the spectacle of multiple generations having never worked, and having no intention to do so.
Multiple generations never having worked: very rare, this is a common piece of anti-benefit propaganda that's rarely rooted in fact. https://www.jrf.org.uk/report/are-cultures-worklessness-pass...
There is no test for having worked your whole life needed to get an old age pension. Unemployment benefit claimants get a National Insurance stamp.
Isn't there? I think that you need to have shown at least 10 years of national insurance contributions to get the pension: https://www.gov.uk/new-state-pension/your-national-insurance...
Granted, 10 years is not "your whole life", but there is a test.
You may get National Insurance credits if you can’t work - for example because of illness or disability, or if you’re a carer or you’re unemployed.
No there are not, and claiming such shows how ignorant you are of the current benefit system.
Name one situation where someone is better off on benefits.