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RankingMember

"if the house is designed properly, there isnt any need to buy insurance for it"

What happens when a hurricane rolls through and rips off your roof or there's a fire?

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1. Don't build expensive houses in regions that are known to frequently get high powered hurricanes.

2. Don't build homes out of flammable material.

3. Use the money you would've spent insuring a house on repairing it.

Good luck building a home that's impervious to every disaster possible.

You don't need to take care of every eventuality, just the ones that are most likely to occur where the house was being built. For example, if you were building a house in Japan making provisions to mitigate against earthquake damage would be wise, but making the same provisions in the UK would be a waste of time/money.

who says that the house has to be so weak that it blows over in wind? who says i have to make it out of tinder? have you ever asked yourself why it is that california home owners build houses out of wood literally upon the ashes of a previous wood home that burned down? the answer is that there is no reason. there are other options.

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