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>To me that smacks of a very rigged game with some sort of agenda behind it.

Total bills would have been much more appropriate, unless Uber drivers themselves are reporting $4k/mo mortgages, in which case loan approvals need some serious regulation.

Regardless, this game is about someone on the edge of financial failure. The only option is selling the house and hoping for some profit to pay for relocation.

>>Loan approvals need some serious regulation

There's probably other recent evidence to support this idea...

Note the $1000 is "due this week" not "Due every week". It's possible you had that set aside, and then you had an unexpected expense that ate up your cushion. Probably involving the kid you helped with his homework.

You can see it as $1000 in total bills maybe.

With a bad credit rating and 10% down before 2007, you could definitely pay that much for a less expensive home.