It's always seemed odd to me that Experian and Equifax have the upside of being both arbitrarily in charge of so much data and wield ridiculous power, and yet somehow they're still largely independent and profit making.

I'll watch the outcome of this breach with interest. It strikes me that at the very least credit rating agencies should be non-profit and very closely monitored by government. This will include ensuring security best practice is followed.

As others have rightly pointed out, they even have the audacity to call us customers. Like somehow we turned 18 and signed up for their service. I certainly didn't, and it annoys me that a company whom I have no control over can make or break my credit history.