I had a sister with a severe mental disability (Rett Syndrome) who died at the age of 17. A very wise, (and very broke) parent of another girl with Rett Syndrome explained to us that if you have a problem that money can solve, you don't really have a problem. While I do not posess a great deal of monetary wealth, this idea has helped me differentiate between fiscal problems and other, in many ways, more challenging problems.