You can feel free to disagree but I don't believe in the current incarnations of MFA; at least not those done with a phone. Stolen phone = insecure system. Dead batteries or dead SIM = stranded.
Biometric MFA, I'm slightly more in support of.
I should be able to identify myself to any electronic system I own or control, using only what's in my mind and body, and nothing else. For now I use pretty much only passwords everywhere. With passwords I can walk and move freely about the world without worrying about losing stuff or forgetting to carry stuff. I always hated physical keys, because I forget them and lose them, and I hate anything that resembles a physical key in that respect.
I love combination locks to apartments and bicycles, by the way. You can head out the door and get around town with exactly nothing in your pocket. Maybe just a credit card to pay for food, at most. It's refreshingly simple and awesome to not have to carry stuff.