> I ... don't understand. Are people putting them on their fingers? Can someone explain?
Abstinence has a "consistent and correct" usage rate of 100% (within rounding error). Of course, in the real world, abstinence has a pretty poor rate of preventing unintentional pregnancies, when not combined with other methods.
Real-world use encompasses everything from people keeping condoms in their wallet (exposing them to heat + friction) to people deciding not to use a condom (whether because they forget, because they believe the other person is on birth control, because they decide to just "take a risk this once", or anything else).