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Sounds like a clear case of Survivor bias: http://blog.asmartbear.com/business-advice-plagued-by-surviv....

The analysis on the article details goes into the odds and is actually quite good.

I have been trying to come up with a concept for this bias for a while for a certain case. The argument is that the earth has the "perfect" conditions for life. Any deviation would result in a planet devoid of life, thus only an intelligent designer could create such conditions. Survivor bias seems to be the exact term I've been looking for to describe this fallacy. Thanks for the link.

You are welcome. We could extend your observation about the earth to the universe: the universe is the way it is because had it been any other way, we wouldn't be there to observe it (and to comment on intelligent design or the lack of it!)

The term used in Physics for this is the Anthropic principle http://en.wikipedia.org/wiki/Anthropic_principle.

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