Yes... It's no wonder that my first accountant never realized that this could be possible.
For the dutch: https://www.belastingdienst.nl/rekenhulpen/diensten_in_en_ui...
Not to blame you - i too would trust a professional. Also, in Holland, accountancy is a protected profession. You can report them, because at the end of the day he/she took a risk that you would likely personally not have taken if you were aware of it.