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Well if you forget to return 20 books I can't say i'm hugely sympathetic to your need for them.

Two parents, two kids, a few books each.. Fees at my local library growing up were $0.25 per item per day

Some libraries don't have late fees for kids books (when rented on child's library card), or at least much longer borrow times...

Don't return 20 books a week late!

I wonder if libraries could work out some deal, like Amazon Prime, where you're not charged late fees or get an extension.