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While it sounds like the op is joking, a friend of mine recently researched online banks and recommends Goldman Sachs Retail Bank as a good choice. Similar offerings as Ally.

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Nope definitely not joking. They are offering 1.20%. It's craziness. Meanwhile banks like Chase are at like .11 or something.

Is that on checking?

online savings

ok thanks.

Perfect account for building an emergency fund. That's why I'm using it.

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