agreed...That looks like a crossover, not a proper SUV. When I think SUV, I think about a Toyota 4Runner.
http://www.iihs.org/iihs/ratings
The distinction between Crossover and SUV are mostly marketing and some technical differences. Mostly, the underpinning of a crossover is a unibody platform, whereas SUVs are generally body on frame. However that technical distinction is also marketing driven.
The utility of the roof for carrying cargo is not a factor for determining private passenger vehicle category.