Actually, that reasoning is exactly what I wanted to talk about. When the primary is lost, there is a much higher chance than you'd expect that a secondary contains unrecoverable errors. This is why RAID 5 arrays fail to rebuild after a disk failure so often—they're supposed to be able to tolerate a single disk failing, but they can't tolerate a disk failing and any other IO error at the same time. Part of this is due to how short the timeout is for failed reads in RAID setups, but I've still seen a lot of RAID 5 arrays fail, and I've seen a few RAID 6 arrays fail too.
On top of that, there's the high chance of configuration errors in DIY systems.