lotta knee-jerk boomer hate responses so far.

I'm not a boomer.

I have recently bought a house and will be a slave to the bank for decades.

But: I don't live in a major tech city = house prices are cheaper.

I rented for years and years slowly building a deposit before looking for a house.

I had ZERO expectation of buying a house on leaving university. Why would I expect to do that?

I didn't and don't buy retail coffee every day. (in fact i don't buy retail anything everyday day).

In my twenties computer games used to cost approx the same as aaa console games, none of this freemium/app pricing schemes also DVDs/CDs were full priced, no free streaming. And because I couldn't afford more stuff the answer was to just buy less.

slowly slowly.