Imagine the competence of government employees but without the financing.
The weird thing I've noticed is that some people in my country will express your sentiment, but then turn around and tell you they live in the best country in the world and would be offended were anyone to say otherwise.
I guess they don't see the connection between the government workers and that quality of life.
They are often just dealing with out of date processes that are mandated by law and which limit their ability to be innovative.