I'd love to collapse all of my recurring payments into a monthly report, that I can review and authorize. This is exactly the thing banks are suited to handle.

It would also be cool if a bank could abstract bill payments for me, where they present the debit, and show the time window to pay it, and let me select what business day to process it on.

Actually, all of these services exist in one form or another. If you have a business account. And most banks have bill payment processing. But I'm surprised that no bank is offering these services bundled together, directly to consumers. I'd happily pay for a checking account console.