Network-based trust decentralization, even with limitations on its effectiveness, does provide somewhat provable insurance against state actors. Currently, state actors and state actor based monopolies are the biggest barriers to financial service innovation and essentially seek a continued global monopoly on financial systems access and financial systems derived intelligence feeds, largely self-justified with 'four horsemen of the internet apocalypse'[0] FUD[1].

[0] https://en.wikipedia.org/wiki/Four_Horsemen_of_the_Infocalyp...

[1] https://en.wikipedia.org/wiki/Fear,_uncertainty_and_doubt