We're pretty much in the same boat, except we picked Stripe anyway. We're eating the conversion fees, can't wait for when they can start paying out in different currencies, but at least we're not getting into any more PayPal horror stories. :-)
Yes, Stripe is better, just "tack on" the small % to your sales prices to cover the currency conversion fees . . .
So this can't happen with Stripe? You are delusional.
Of course it can happen, but I've seen 0 Stripe horror stories, but many, many, many PayPal horror stories over the years. So far their track record is very good.
Compare the scale. Stripe horror stories will come.